PBS Insurance
We protect what matters most for our customers.
Trusted by Leading Brands
Our Services
High-impact services
for Insurance
Term Life Insurance
Affordable life insurance that provides coverage for a set period (e.g., 10, 20, or 30 years). Great for income replacement, mortgage protection, and family security.
Life Insurance Services
Whole Life Insurance
Permanent coverage that lasts your entire life and builds cash value over time. Premiums stay the same, and it can be used for wealth transfer or estate planning.
Life Insurance Services
Mortgage and Debt Protection
A term life policy designed to cover your outstanding mortgage if you pass away, ensuring your family keeps the home without financial burden.
Life Insurance Services
Final Expense / Funeral Insurance
A small whole life policy meant to cover funeral costs, burial expenses, or any small debts so your loved ones aren’t left with unexpected bills.
Life Insurance Services
No Medical Life Policy
Simplified or guaranteed issue life insurance without medical exams. Ideal for those with health concerns or who need quick approval.
Life Insurance Services
Critical Illness and Disability Insurance
Protect your income and your future when illness or injury strikes. Critical Illness and Disability Insurance provides financial support.
Life Insurance Services
Life Insurance for Business Owners (Key Person Insurance)
Protects your business if a key employee, owner, or partner passes away. Helps cover lost income, hiring costs, or buy-sell agreements.
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Life Insurance Services
Health and Dental
Protect yourself and your family from the high cost of medical and dental care. Our Health and Dental plans help cover prescription drugs, dental visits, vision care, extended health benefits, and more — giving you peace of mind when it comes to your everyday health needs.
Life Insurance Services
Commercial Auto/Property Insurance
Protects company vehicles and business properties (offices, warehouses, inventory) against damage, theft, fire, or accidents..
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Business Insurance Services
Professional Liability (Errors & Omissions)
Covers professionals (consultants, advisors, agents, etc.) for mistakes, negligence, or failure to deliver promised services.
Business Insurance Services
Business Insurance Services
Contractor & Trades Insurance
Customized coverage for tradespeople (electricians, plumbers, etc.), including liability, tools coverage, and commercial auto.
Cyber Liability Insurance
Covers losses from cyberattacks, data breaches, ransomware, and business interruptions caused by digital threats.
Business Insurance Services
General Liability Insurance
Covers third-party bodily injury, property damage, and legal fees. Essential protection for most businesses against everyday risks.
Business Insurance Services
Business Travel Insurance
Business Travel Insurance covers unexpected events while you or your team are traveling for work—whether it's across the country or overseas.
Business Insurance Services
Disclaimer
PBS Insurance is a division of PAYA Business Solutions Inc., a marketing company. We are not an insurance brokerage. Our role is to connect clients with licensed insurance advisors.
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