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About Critical Illness and Disability Insurance
Protect your income and your future when illness or injury strikes.
Critical Illness and Disability Insurance provides financial support if you’re diagnosed with a serious illness or suffer an injury that leaves you unable to work. This coverage helps pay for treatment, bills, and day-to-day living expenses, so you can focus on recovery without worrying about income loss. Whether it’s cancer, a heart attack, stroke, or a long-term disability, this protection keeps your finances stable when life takes an unexpected turn.
Benefits:
- Lump sum payout for critical illnesses like cancer, stroke, or heart attack
- Monthly income replacement if you can’t work due to disability
- Helps pay for medical care, rehab, or home modifications
- Protects your family’s lifestyle and your long-term savings
Examples:
- A self-employed graphic designer is diagnosed with cancer and uses the lump sum to cover treatment and bills during recovery
- A contractor suffers a back injury and receives monthly disability payments while off work
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